Running a business in Wyomissing, Reading, Myerstown, Wernersville, Sinking Spring, PA, and the surrounding areas, even a small business, can open you up to potential incidents, including things like a customer injuring themselves in your store, you accidentally causing property damage to a client’s property, or more. At Stubbs Insurance Agency, we help businesses of all sizes protect themselves with the right insurance, and general liability insurance is a must-have policy. You can take every precaution you can think of, but that will not prevent all issues. Insurance is a risk mitigation product, and while you should take all of the necessary precautions, it is also important to protect against what you can’t see coming. Nearly every business, no matter what industry they are in, will need general liability insurance. Contact us today to learn more about properly protecting your business with the right general liability insurance.
Key Areas Covered By General Liability Insurance
By now you might be asking what sorts of things your general liability insurance policy will help to protect against. The first area is with bodily injury of a customer, either at your business, or as a result of your business activity. The second area is with property damage to a customer’s property, such as their home. This insurance would cover the repair costs, medical costs, and even legal fees associated with the incident.
Having a general liability insurance policy will also provide protection for personal injury from things such as false advertising, defamation, or slander. Many general liability insurance policies also provide protection with advertising injuries where copyrighted materials are inadvertently used. Your general liability insurance will make sure that your business isn’t bankrupted.
More Liability Insurance Beyond The General
While having a general liability insurance policy is a good one to have for your business, it isn’t the only insurance that your business will likely need. There may be other liability policies that would be important for your business to have, along with other insurance coverage such as for vehicles, tools, equipment, and more. Taking the time to review your entire business insurance needs can identify areas that should be covered.
Whether you have a brand-new business that you just started in Wyomissing, Reading, Myerstown, Wernersville, Sinking Spring, PA, and the surrounding areas, or you have a multigenerational business that employs many people, it is important that you protect the business with general liability insurance from Stubbs Insurance Agency. Contact us today to learn more about getting the right insurance coverage in place.
