Life Insurance/Group Benefits/Medicare Supplement Plans In Wernersville, Reading, Myerstown, Sinking Spring, Wyomissing, PA and the Surrounding Areas
When it comes to safeguarding your future and ensuring your family’s financial security, nothing is more important than having the right life insurance and group benefits. At Stubbs Insurance Associates, Inc. we are proud to provide a wide range of life insurance, health insurance, and group benefits to individuals, families, and businesses in Wernersville, Reading, Myerstown, Sinking Spring, Wyomissing, and the surrounding areas. Our mission is to ensure that you, your loved ones, and your employees are protected when it matters most! Contact us today to get a quote.
Life Insurance
Whether you are single, married, a parent, or even a business owner, life insurance is for everyone. The right life insurance policy can provide much-needed security during times of uncertainty. It is not about leaving behind money, life insurance is about ensuring that your loved ones do not struggle financially in your absence.
From helping with end-of-life expenses, medical bills, debts, and more, life insurance protects the people who matter most to you, ensuring that they are financially secure when you’re no longer able to provide for them. Depending on what works best for you and your family, our life insurance options include:
- Permanent Life Insurance
- Universal Life Insurance
- Whole-Life Insurance
- Term Life Insurance
- Return of Premium Term Life Insurance (all the premiums are returned to you at the end of the policy term)
- Fixed Annuities
- And More
Annuities
More than simply offering life insurance coverage, we offer fixed annuities that provide guaranteed income over time. Annuities are an excellent option if you are looking to secure a steady stream of income during retirement, offering both peace of mind and financial stability.
Whether you want a simple plan or something more complex, our agents will work directly with you to tailor an annuity solution that works best for your long-term goals.
Group Benefits
Your employees are your greatest asset, and offering competitive group benefits is one of the best ways to attract and retain top talent. More than just protecting your business with commercial insurance, group benefits provide your workers with a sense of security and well-being, ensuring they feel valued and supported.
By offering comprehensive health insurance, life insurance, and retirement options, you can help your team focus on their work, knowing that you have their back no matter what happens!
Group Life Insurance
Give your employees the security of knowing their families are protected in case of the unexpected.
Group Health Insurance
Provide comprehensive health insurance options for your team to keep them healthy and productive.
Supplemental Insurance
Add an extra layer of protection with options like accident, critical illness, and disability coverage
Medicare Supplement Insurance
If you have Medicare Parts A and B, you can enroll in a Medicare Supplement Plan during open enrollment within six months of your 65th birthday. You automatically qualify for enrollment during this time, even if you have current or previous health conditions.
Each Medicare Supplement Plan offers different benefits and rates. Some will cover deductibles, others will cover medical expenses during foreign travel, and still others will cover coinsurance for covered skilled nursing facility care after an accident or surgery.
