The rise of remote workers has been a challenge to businesses all over Wyomissing, Reading, Myerstown, Wernersville, Robesonia, Womelsdorf, Sinking Spring, PA, and the surrounding areas, and that includes dealing with workers compensation insurance for these remote workers. Your workers compensation insurance isn’t tied to a particular building, and that follows you wherever you work from. Our team at Stubbs Insurance Associates can help explain how workers compensation insurance works and how that applies even to remote workers. People can slip and fall whether they are at home or at a work building, or have other work-related injuries happen while they are doing work duties. Accidents don’t cease to happen just because someone is working from home or from a remote office space. Contact us today to discuss your workers compensation insurance needs.
It Still Has to Relate to the Job
One of the concerns that many employers have is if they will suddenly be on the hook through their workers compensation insurance to a lot more injuries or claims. While this is understandable, there are still some things that are in place to verify with any workers compensation claim. Issues such as the time of day that the injury occurred, the activity the injured worker was doing at the time, and other questions help to determine if the injury truly qualifies for workers compensation insurance coverage.
Of course, your remote workers will have control over how their work setting looks, and the employer really doesn’t know if it is spotless or a pigsty. And in the office you wouldn’t have pets, but at home your remote workers may have all sorts of pets around them. One way to help formalize things to keep on top of workers compensation issues is to establish a telecommuting policy for remote workers.
Remember What Workers’ Compensation Insurance is For
This type of insurance was developed as a way to simplify handling work-related injuries so that neither party had to worry about being taken advantage of. This same thinking extends to those remote workers that you have on staff, and just like you would have safety meetings with your employees in the office, you can do the same thing with your remote workers to remind them about safe office practices that can be applied to their remote office.
Remote workers are no more or less an employee than the ones in the local office in Wyomissing, Reading, Myerstown, Wernersville, Robesonia, Womelsdorf, Sinking Spring, PA, and the surrounding areas, and this is why workers compensation insurance is still required for them. Our team at Stubbs Insurance Associates can help you to understand how to incorporate your remote workers with the insurance needs as well as safety protocols. Contact us today to learn more and review your workers compensation insurance needs.
