Homeowners Insurance In Wyomissing, PA
Do you need homeowners insurance for a brand-new abode or a better deal compared to your existing coverage? Stubbs Insurance Associates, Inc. in Wyomissing, PA, has you covered. We offer a broad range of dwelling coverage to protect one of life’s biggest investments, so give us a call to get a quote for property insurance today!
Affordable Home Insurance in Wyomissing
What would happen if a fire broke out or someone thoughtlessly vandalized your home? Without homeowners insurance, you’d be on the hook for the damages.
Homeowners insurance isn’t just required by mortgage companies – it gives you serious peace of mind. Don’t you want to enjoy your abode instead of stressing over life’s curveballs? If you’re wondering what type of home insurance you need, here’s an overview:
- Liability coverage: This is what comes to mind when most people think of home insurance. A liability policy pays for damage to your home caused by events such as fires, sudden flooding, or fallen trees. Liability protection also covers medical bills if a guest gets hurt on your property.
- Personal property coverage: This coverage pays to repair or replace any damaged belongings in your home, such as appliances, furniture, clothing, and so on.
- Mortgage insurance coverage: Usually, mortgage insurance is required for people who put less than 20% down when buying a home. It’s intended to reduce the risk of the mortgage company lending to you. With mortgage insurance, you may be able to qualify for a loan that you’d otherwise miss.
- Other coverage: You may be able to purchase coverage for things that your homeowners insurance policy doesn’t cover. Think of sump pump backups, hurricane damage, and service line failure (for gas lines, sewer pipes, etc.).
Homeowners Insurance in Wyomissing, Pennsylvania
Our agents understand that finding the right hazard insurance policy can be stressful. That’s why we make the process of picking a policy as easy as can be. Contact Stubbs Insurance Associates, Inc. today to get a quote for homeowners insurance in Wyomissing, PA!
Wyomissing largely consists of well-kept suburbs, but even so, residents don’t have to travel very far to find loads of things to see and do. A few miles away, you’ll stumble upon Shocktoberfest, a “haunted” theme park that features zombie laser tag, a scary escape room, and even an undead safari hayride tour. If you’re into history, check out the Mid-Atlantic Air Museum, featuring meticulously preserved aircraft from World War II.
