Having auto insurance on your vehicle in Wyomissing, Sinking Spring, Reading, Myerstown, Wernersville, PA, and the surrounding areas doesn’t mean that you won’t have bad things happen to your vehicle, but it does mean that many issues can be repaired without much money out of your pocket. Stubbs Insurance Agency has helped many people when they find out their vehicle has been vandalized. The first question they want to know is if their auto insurance will cover the damages. In most cases the answer is yes, and while most vehicles don’t have external cameras that can catch the vandals, your insurance will still likely cover the damage. Not only can we help you get the best auto insurance to fit your needs, we can also provide tips to help avoid getting vandalized, and what to do when you discover your vehicle has been vandalized. Contact us today to learn more.
Protecting Against Vandalism
Obviously if you can avoid having the vandalism happen in the first place, that would be ideal. And in a perfect world you shouldn’t have to worry about it happening, but we don’t live in that perfect world. If possible, park your vehicle in a garage when you are not using it. Vandals are looking for an easy target, and having to break into a building first makes it much less likely that vandalism will occur. Without a garage, your next best option is to park where there is light, such as from a streetlight; vandals would prefer to work in the dark and shadows.
You can also install a vehicle alarm that will go off and deter the vandal from continuing, minimizing the damage done. You could always try a window decal and/or flashing light on the dash to deter vandals, even if you don’t have an actual vehicle alarm. Also, if you know an area to be a high-crime area, try to avoid going there if possible.
Steps To Take If Your Vehicle Is Vandalized
You can do everything right and still be a victim of vandalization. If that happens, you should immediately document the scene with pictures and videos of the vandalization. Also, as much as you may want to, don’t try to fix the damage right away; your vehicle will now be evidence for law enforcement. File a police report and provide as many details as possible, and follow up with calling us to let us know of the vandalism. Finally, you can get any repairs done once all of the above has been done.
Damage to vehicles in Wyomissing, Sinking Spring, Reading, Myerstown, Wernersville, PA, and the surrounding areas can take many forms, including vandalism such as keying of a vehicle, slashed tires, breaking windows or mirrors, busted headlights, and more. Work with your agent from Stubbs Insurance Agency to get your vehicle repaired and back in shape. Contact us today to review your auto insurance to make sure you are protected from vandalism.
