Stubbs Insurance Associates, Inc. has been located in Wernersville since 1984 serving Berks, Lancaster, and Lebanon Counties with over 55 years experience. We have built our reputation and success by placing the needs of our customers first, and by providing the highest level of customer service possible. Our business continues to prosper in large part, due to referrals generated from satisfied customers. We offer a number of great insurance products, including auto insurance, home insurance, business insurance, life insurance, and health insurance.
In addition to maintaining the highest standards of service humanly possible, the agency believes that the primary obligation of our employees is to be fair and honest with customers, by doing for them, what they would do for themselves given the same circumstance.
As an Independent Agency, we are able to meet the diverse needs of customers, by offering plans of insurance through several companies, enabling us to provide the best possible coverage, at the lowest possible cost.
An Independent Advantage
We are Independent Agents in Wernersville, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Stubbs Insurance Associates, Inc. represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.